prosper-inc’s posterous

Thank You for Restoring My Hope!! 

I am a 39 year old Bike Assembler for Wal-Mart. I've been doing my job for nearly 15 years, and I love what I do. I don't make a lot by some peoples standards. My income is a modest $32,000 a year before taxes. I'm single, but I'm raising 2 kids from a previous relationship. My kids are Nicholas and Amber. Amber lives with her Mom. Nick lives with me and my parents in a fairly small home. We just had our home remodeled recently, & that's the source of some of my debt. I'm also a HUGE Star Wars fan, & as a result that's where the majority of my credit card debt came from, buying Star Wars memorabilia. I've been obsessed since I was a kid! What can I say! 

Before starting the Prosper Inc program, I was frustrated by the fact that I could never get ahead financially. Nearly all of my monthly income was, and still is for now, going towards paying off my debt. I heard about this program through my local radio station, and I decided finally to call. I must say that I was a bit skeptical as to whether this program could help me get out of debt, especially when they were asking for a sizable investment of money to get started. I was already more than $20,000 in debt between my credit card and a consolidation loan, and starting this program was going to set me back another $10,000+. How was this supposed to help my debt situation? Well, let me tell you. This program has opened my eyes to a different way of looking at my debt and my finances. I've learned to monitor where my money is going and how to eliminate ways that it can “leak” out of my pocket. I've also been taught the true secret to eliminating my debt for good! What's that secret you ask? I've figured out how to use the extra money I didn't even know I had, and use it as an accelerator to first pay off my credit card, which is the smaller of my 2 debts, & then after I've paid it off take that money and use it to rapidly pay off my consolidation loan. And it doesn't end there. Once I'm debt free, I can use that money that I was using to pay my creditors (making them rich), and invest it to make myself rich! I'm not debt free yet, but unlike before I started this program, I can see the light at the end of the tunnel! I've already increased my net worth by nearly $7,000, & I'm not even debt free yet! Just imagine what I'll be able to achieve in a couple of years, once my debt is eliminated! In 20-25 years when I'm ready to retire, I'll be a millionaire several times over! Thank you Charles and thank you John Cummuta & Prosper for restoring my hope, & helping me to see the light at the end of the tunnel!

Jeff H.

Williamson, NY

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We Believe This Prosper Inc Program will Give Us a Plan to Eliminate Debt and Save for Our Future!! 

We first of all would like to thank you Prosper Inc for your time and effort in training us to manage our money. We joined this program to learn a better way to manage our finances and to find ways to save money for our retirement. We are looking to paydown our debt. Prior to this program we had know plan for managing our money for the future. We believe this program give us a plan to eliminate are debt and save for our future. Seeing where our money is being spent is helping us to decide were are money is being wasted. We have never looked so closely at the direction of are money that is the money that isn't allocate towards bills. This programs showing us a way to grow in the direction we want to go to be debt free. We've just started this program so there will be a lot of work to change our bad habits. Our short term goals are to improve our home based business to get more money to put towards high credit cards, and paydown are home loan. Our life style to be warm comfortable worry free of debt, to enjoy the simple good life. One of the big change in our life is making a chart to live by. These are hard change to make as we have not lived with this type of discipline in our financial life. At this point we have a lot more practice to make this program work for us. Eina is looking for work sheets that will help organize her business for tax purposes, and or tax advantages that will help us.

Eina & Dan B.

Bloomington, CA

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Without This Prosper Inc Program, Our Future Would Have Been In Trouble!! 

Giovanna and I were apprehensive about the cost of the program when we signed up. We even had a little 'buyer’s remorse' at first. However, now, I have to say we are very glad we did. I think the single most important thing we can say about the program is that it has given us vision. Vision into our spending habits and where we can improve them and most importantly, vision into our future and how to set ourselves up for success. You helped us realize a consistent positive gain in our monthly remaining cash where before we operated in the negative. And, we have paid off our first bill and close closing the second one. And all of this without any extra income. We're starting with a margin of $400/mo and plan to be debt free by March 2010. I can honestly say that without this program our future would have been in trouble. Along with vision, you have given us the incentive and courage to take our wealth building to the next level. We intend to start our own business and hopefully by the completion of the program we are fully operational. That is our short term goal. Our long term goal, which is now possible, is to be in a millionaire status within 15 years. That is awesome. Thanks for your help Ross. We will certainly stay in touch and let you know how things are going. 

JD & Giovanna

Ashburn, VA

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It is Amazing to See What I Was Already Worth!! 

My name is LornaJean Rosenhean. I am 38 years old. I am a am a single mom of two beautiful children. I own my own home, I have been self employed for the past 12 years. I was divorced in 2001 and had an emergency back surgery in 2006. These two major events put me a lot further behind than I would like to be at this stage in life. I have no retirement savings, no medical on myself and more credit card debt than I would like. I was never really taught what to do with money. I mean I know I am suppose to save it, I just would like to learn how to save it where it actually works for me not me working for it. It is very important for me to build a new home and get out of the neighborhood I am currently in.  It would be a lot safer for my children. Since I have joined the Prosper Inc program I have paid off a couple of credit cards a lot faster than I knew I even could. If everything works out for me I’m looking to be out of my current debt by 2010 which includes the loan for this program. I am hoping to be in a new home and have my current one sold in the next two years. I would like to get my retirement started in the next 15 months as well as medical on myself. It was amazing to actually see what I was already worth. It was very easy to apply the program right away. The hardest thing is to stay organized with my paperwork, but that has been an issue with me since I was a young girl. Then program is going to help me with this too I see.  When all is said and done I would like to travel with my kids to Europe. Maybe later set up some programs to help other single parents get the local kids some kind of educational help.

Lorna Jean R.

Port St. Lucie, FL

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